My other half and I are applying for a loan for our first house and we were approved for an insane amount based on our base salaries alone.
Does this seem unreal to y’all? Housing recession incoming?
For Seattle: Up to 2.1mm with 20% down. “More if you want to put more down”
We were asking for 900k thinking that is expensive but doable on our dual income.
Incomes: 240k and 200k
Base salaries are both ~165,000
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Also a lot of lenders in Washington have special deals with Microsoft so I think your loan would get approved.
And a 900k loan here will get you at most a condo. Most people here get approved for 1.5m+