Is crypto a disruptive innovation on the level of powered flight, cheap steel, the internal combustion engine, tamed electricity, the commercial internet or integrated circuits?
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Blockchains have the long term potential to replace Uber, Airbnb, and even giants like Google that makes most of revenue from ads that could be handed directly to content creators via token rewards
Analogy, iPhone + App Store -> Uber. Uber (one off app) may succeed or not, but iPhone and App Store are going to win.