Asset allocation by age

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pymnt

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pymnt
Jul 19, 2020 4 Comments

Lots of posts here about Net Worth... but wondering how people have allocated their assets based on age - i.e., what is your approx % across real estate equity, retirement accounts, liquid investments, cash and other risky investments like crypto, angel investing, etc.? and how that varies by age?

I’m 45 with:
22% real estate equity
29% retirement accounts
30% liquid investments
19% cash
<1% in crypto, angel investments

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TOP 4 Comments
  • Facebook
    short 🩳

    Go to company page Facebook

    short 🩳
    Absolute numbers or gtfo
    Jul 20, 2020 0
  • I subscribe to the "Lifecycle Investing" approach. Don't forget to include human capital in your retirement plans! As I am early in career, most of my wealth is in human capital. Therefore I am 100% equities in my retirement accounts, but it is only say 1% of my future retirement assets. Once my net worth is more in assets and less in human capital, I will allocate more money to stores of wealth
    Jul 20, 2020 1
  • Amazon / Eng
    while(πŸ˜ͺ)β˜•

    Go to company page Amazon Eng

    while(πŸ˜ͺ)β˜•
    I'm 31 with low 6 figures spread across:

    50% retirement accounts
    20% liquid investments
    20% crypto
    10% cash

    If I counted it, I'd have 50% in pre-IPO stock, but I won't consider it part of my net worth until it's much closer to liquidity.
    Jul 19, 2020 0