Edit: lots of people picked "what is coastfire?". In CoastFIRE mode, you have enough saved in your retirement accounts that EVEN if you do NOT contribute anything to those accounts anymore, it will grow to your FIRE number by your target retirement age. This means u can relax, spend more OR downgrade your job (make less TC as u don't need to save for retirement anymore) and be less stressed in general. OR keep ur current job/TC but channel what u would normally save to other investment types (like realestate).
Please state current age, retirent age, current retirement savings and goal FI target.
TC: 480k.
I am NOT CoastFiring because I have the income to keep saving and too early to downgrade or spend-all. I am trying to channel more $ into other asset building instead.
My numbers are:
44, 55, 1.5mil, 3.5mil (this is pure retirement savings oh - 401k and IRAs; no stocks, ESPP, home equity)
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