#personalfinance #investments
Do you invest in 401K on a per paycheck basis or do you instead pay for it as a lump sum?
Trying to figure what’s better…please do say why…
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After retirement, start using the Roth ladder.
But front loading does have slightly better returns cause you have more time in the market.
[Blind] Check out this post! How do you max your 401k? (Investments & Money)
https://us.teamblind.com/s/tdD1KsDx
Some people might prefer to see even paychecks throughout the year or get a gut check on their spending habits in January / February while their paychecks are going 100% to 401k