What’s the best rate you got this week on 71 ARM? I am being offered around 3.6-3.7 range from Wells Fargo. Loan amount: ~1.3 M, have A+ credit. Anyone gotten 3.5 or below without paying any points?
I got mine for 3.85 (30 yr fixed) with wells Fargo.. this was in Nov 2017 though
I am also looking for loans. Could you please tell what credit bureau Wells Fargo uses for calculating the interest. And what is the score for A+ credit?
3.875 one month ago 7/1 arm
Why would you do an arm when the fed has explicitly stated they will raise rates? Do you think they are lying or simply don't want mortgage incentives/peace if mind?
I must have some bad lenders, I’m in colorado and 760 credit with 28% down and am getting around 4.5% for a house i have on contract
Rates are higher now, plain and simple. I'm trying to refinance at the moment and I've noticed a distinct flattening of the loanscape: loan amount, credit score, etc not having much effect on rates. Only knobs I see having a big effect are points, fees and term.
If you have a portfolio you can get a lower rate.
I got a 3.375% 7/1 arm couple of weeks ago but I had to shift my assets to WF
Interest rates are at multi decade lows. Why wouldn't you do a 30 yr fixed? You are asking for pain if interest rates double
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Not this week but I have a 3.125 7/1 on a similar loan from WF
when did you buy the home? Sep'17?
When was it ?