Best credit cards and banks
I'm considering changing banks. Currently I'm with Bank of America and have their world points rewards. Any one have a good bank recommendation as well as a good credit card (I want something I can use anywhere like visa) with great deals preferably money back
I bank with USAA, love them. Just requires joining the military.... or your parents/grandparents had to be in.
USAA is the best - super low fees
What fees do you pay? I never know the fees on any of my account, don't plan on paying any.
new Costco card in may, up to 4%!
And zero APR intro rate?
Anyone have the Discover IT card??
I use that card just for the 5% at restaurants
PayPal Extras Mastercard: 2.5% cashback on resturant. Fidelity Investment Rewards: 2% cashback on all purchases. Both with $0 annual fee. I know some cards like sapphire gives a bit more cashback rate but with an annual fee like $95 you need to spend a lot to actually beat the above two.
im happy to send you a referral link for the saphire preferred... should give you extra points too... ...as well as most amex cards :)
Never take cash back cards. Always take a card of the airline with which u travel most. Redeeming miles esp. for international trips and in business class can be very rewarding. Plus they come with lots of other travel perks. Lounge access, no mileage expiration, no baggage fee, redemption on partner airlines etc etc.
Fuck this, take the cash, always.
@Mdbfsiev Care to explain why?
Which company has the best customer service? I have one of those Fidelity Amex cards (through FIA card services aka Bank of America...), but the customer service is painful, as well as the online user experience.
Schwab Bank for checking (no foreign transaction fees, no monthly fees, rebate on 100% of ATM fees worldwide), Fidelity has a 2% cash back no annual fee Visa.
Best credit card: Fidelity Cash card (2% cash back on everything) Best bank: Any credit union, TechCU, First Tech etc.
If you're interested in a card for travel, the Chase Sapphire Preferred is a really good and flexible Visa card (and I'd be more than happy to send you a referral link). If you have more specific requests or wants for the kind of travel you want to do, let me know and I can make other suggestions. For cash back, the Citi Double Cash card gives you 2% back (1% when you buy, 1% when you pay in full on time). I think that's the best cash back offer I've seen around. Costco is coming out with a new Visa card in June that will also give substantial cash back in a variety of categories, but you'll have to wait a little longer for it. Reddit.com/r/churning is a great resource for finding valuable credit cards as well. For banks, I use Chase and have never had a problem, but I very basic banking needs. Haven't done a ton of research on them.