Best interest rate - saving account

LeanTaaS Qwertyty
5d 19 Comments

I wanted to park $400k for few months. Currently sitting in wealthfront - saving account (1.78%). Should I move to some other place?

Not looking to invest. It's down payment for home, so cannot risk it. Any better place for better interest rates?

TC - $240k

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TOP 19 Comments
  • Salesforce mazda
    How much is “few”? If it’s say 6 months, the difference between a 2% Savings account vs 1.7% is roughly $700
    5d 3
    • LeanTaaS Qwertyty
      OP
      That's the reason I wanted to move the money. Just looking for the right place.
      5d
    • Salesforce mazda
      My point is that it’s not worth it.
      5d
    • Google bighead2
      Prob takes 30 minutes. I'd say that's worth it for $700
      5d
  • Google Cl☁️ud
    Hsbcdirect.com - 2.05% apy

    Or you can get that apy with PNC if you meet some qualification. https://www.pnc.com/en/personal-banking/banking/savings.html
    5d 1
    • Nextdoor / Eng fSMb86
      +w they have been consistent on 2.05% hsbc
      5d
  • Spotify smrtrchild
    Orion Federal Credit Union. 3% up to 15k, 2% up to 100k+. Gotta have (or automate/schedule) 8 monthly debit card transactions and an ACH deposit but it's hard to beat it. Heritage Bank NA is similar but 3.03% up to 25k
    5d 2
    • Spotify smrtrchild
      (then put the rest in whatever the best account anyone else posts is)
      5d
    • Philips new098754
      Awesome! How reliable are these bank?
      5d
  • Philips new098754
    http://refer.varomoney.com/FVWlB
    Varo 2.80% Join from referral. You get $100 and I get $100😬
    5d 5
    • Amazon mhfcvujk
      says 75, changed?
      5d
    • Philips new098754
      Na if you use this referral you’ll get $100 . Otherwise it’s $75
      4d
    • Amazon mhfcvujk
      “Join Varo. Earn $75.” from referral link
      4d
    • Philips new098754
      Oh that’s strange.. they sent me mail with this link and was written you get $100 and the other person get $100. May be it got expired. Sorry about that
      4d
    • Amazon mhfcvujk
      Try opening the link yourself too, in private browsing mode if you’re already logged in
      4d
  • TI / Product IOlOl0
    Have you heard of my lord and savior T$LA
    4d 0
  • Informatica boob_noob
    Discover savings!
    5d 1
    • LeanTaaS Qwertyty
      OP
      Discover is 1.7% I guess?
      5d
  • HPE KmJa10
    Vanguard money market fed fund
    4d 0

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