Loan Depot gave better rates but good number of negative reviews in Blind. <$1000 out of pocket for all the options below. Combination of Discount Points/Lender Credits to get to these options. Also, what are your thoughts on 20yr vs 30yr? #mortgage #seattle
Know couple of people who refinanced with loandepot. Yes, took them 45-60 days to close but they both are done, happy and saving money. I am in the process myself. As other person said, set it to auto-payment, forget about everything else and save money.
Try better.com
Loan Depot and Better.com have mixed reviews. I'll try calling them tomorrow.
Get a 15-year.
Lenderfi….. zero customer service but the cheapest on rates
If California: owning or interactive mortgage
Loan depot closed in 30 days for me in January. Rate was 2.375/ 30 yr fixed. This was a refinance though. Looks like rates are nowhere close to it. Any where it’s 1.75% for 30 yr fixed for loan amount around $700K? (Doesn’t hurt to ask)
<2% is rare now.
Any thoughts on 20yr vs 30yr loan options in general, anyone? What do you prefer?
15 year or a longer mortgage that you pay off in 15.
Lol seems.like.self promotion!
Loan depot... Yes they don't close on time but saving money.. Have setup auto deposit.. Who cares much about customer service which is improving as well..
They said their lock-in is 45 days. Do they take more than that for closing?
Yup they are overloaded..