I will join MS at L63 and wants to buy a house where mortgage is just around the rent cost for 1 BHK. I don’t want to throw money in rent. How much time we need to research 1 BHK. What platforms to use. Does anyone here finance home using first tech CU. Thanks!
Good luck buddy
Let me get this straight..you want to buy a house where the mortgage is cost of 1bhk. If such a property existed, wouldn’t someone already buy it and then rent out multiple rooms? If you think renting an apartment is throwing money away, I’m actually surprised that you got this far in life lol. Good luck finding a deal.
I agree the budget is too low, but renting is throwing money, because you can't sell your house like a mortgage, plus there is no appreciation
Renting provides you freedom, you don’t have to pay property taxes either. AC breaks? Someone else’s fixes for you. Pests? Someone else pays for exterminator. Toilet, faucet, electric, everything is taken care of by management. When you own a house, all that shit has to be taken care of by you. I’ve been renting for the past 12 years in multiple cities, have never looked back.
I suggest you pick up buying a house for dummies. Terms like BHK are very India centric.
What is a bhk?
I googled it. “Bedroom hallway kitchen”. So, one bedroom?
Thanks. TIL
"Buying affordable housing" and "Near Redmond" are mutually exclusive terms. Strongly advise you rent first and take the time to shop around as you will find everything around and even ON Lake Washington will cost you an arm, leg, kidney, and possibly first born child. It's a seller's market right now so choose wisely when you do finally make the home purchase, you'll see plenty of cash offers and several % above list for anything worthwhile often.
Seller market???
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Renting isn't throwing money away if you fix it by spending way too much on a house you don't like or can't afford. Rent until you know the area well enough to know where you want to live.