Will more RSU’s in TC split saves Tax ?

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HRJE78

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HRJE78
Yesterday 12 Comments

Is this true? Can I ask the HR of the new company that I will be joining to give me 100k base+ 250k RSU split?

New Tc :350

Will more RSU’s in TC split saves Tax ?

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TOP 12 Comments
  • Meta
    xBFW12

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    xBFW12
    RSUs are taxed as normal income
    Yesterday 0
  • New
    randcc

    New

    randcc
    I think the answer is it depends..One the day of vesting, RSU is treated just like cash pay and tax gets deducted before stocks get deposited into your account. However, after that if you hold it long enough any further gain is treated as long term gain and taxed at lower levels.
    Yesterday 3
    • New
      randcc

      New

      randcc
      As I said, it depends. First of all in many cases, its easier to get higher RSUs than equivalent cash comp. Say if you are willing to accept 10k less in cash comp, you could ask for say 15k worth of RSUs in return. Most companies have stringent cash comp ranges and slightly less stringent RSU ranges
      Yesterday
    • Google
      woAu80

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      woAu80
      No.. it does not depend. There is no difference between RSU and Cash from a tax perspective, which is what this thread is about.

      If RSUs lead to higher TC like you are implying that would mean *more* tax, not less.
      Yesterday
  • Splunk
    zgvjgnmf

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    zgvjgnmf
    RSU IS income and hence taxed as part of income tax.....
    Yesterday 0
  • Conviva
    elon sucks

    Go to company page Conviva

    PRE
    Amazon, Google, Netflix, Apple, Meta
    elon sucks
    They don't get RSUs, instead get options. They then use that to show banks of their credit worthiness to borrow money. So rich people only pay tax when they exercise their options.
    Yesterday 0
  • Google
    8nqBUA

    Go to company page Google

    8nqBUA
    Loans are not considered income. But once you spend the loaned money, then to pay back the loan you will need to sale your stocks, and incur tax. Granted it will be ltcg rated though.
    Yesterday 0