Can I afford to live in SF?

Dec 9, 2019 33 Comments

I am a guy in mid 20s and I am quite bored with social life in Sunnyvale/Mountain View.
My Tc is around 250k.
I am happy to share an apartment and I am fine with a shared bath arrangement too.

Can I reasonably afford to live in SF ?
I would prefer to live in reasonably safe locality with a good social life.
If so, can you please recommend some neighborhoods?

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TOP 33 Comments
  • Instasize woqe
    Sure you can afford it but you’re kidding yourself if you think San Francisco is not a boring AF city
    Dec 9, 2019 5
    • Google linke
      OP
      Do you think it is not better than Sunnyvale ?
      Dec 9, 2019
    • Intuit booperino
      Any city can be fun or boring depending on what kind of energy you also put in.
      Dec 9, 2019
    • Cloudera VJeh24
      No, Sunnyvale is definitely boring.
      Dec 9, 2019
    • Ten-X oxiot
      I agree sunnyvale is not happening like sf. It doesnt smell pee on streets, no mentally fucked up hobos in masses, no used syringes lying on walkways, its not cold and windy all the time, also you dont have to pay for 400$ pm for prking.
      Dec 9, 2019
    • Oracle cyberChef
      Just curious if there's any city that could not be viewed as boring AF? There is some degree of same-ness to every large metro. Regardless, why not give it a go while you have the flexibility to try new experiences?
      Dec 18, 2019
  • Google ahuk
    Tenderloin
    Dec 9, 2019 1
  • New / Eng
    Psynaptic

    New Eng

    PRE
    Neuralink
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    Working on Brain Machine Interfaces
    Psynapticmore
    No, you can't.

    (I mean really, you already know the answer is you can, not sure why you're going through all this trouble to humble brag. Just proudly announce your TC and your age, saves time for everyone!)
    Dec 9, 2019 6
    • Yelp / Property Dev fishdish
      You certainly can. If you don't want to that's a different story.
      Dec 9, 2019
    • New / Eng
      Psynaptic

      New Eng

      PRE
      Neuralink
      BIO
      Working on Brain Machine Interfaces
      Psynapticmore
      Why not? What's your base?
      Dec 9, 2019
    • Facebook EWbG84
      If you don't think you can afford 3k+ monthly rent on that TC, you're either pissing away a ton of money or you're terrible at math.

      Here's some math for you: 250k TC means 150k take-home after taxes. 12 months rent at 3500/month is 42k. So you have at minimum 100k in cash every year to spend on everything else. That's 8k a month after rent for a single guy. Let's say you spend another 1k a month on essentials like car payments, utilities, etc. You still have 7k a month to burn on food and entertainment, which comes out to over 200 dollars a day. I don't know what you're doing where you can't live on $200 a day after rent and other essential expenses, especially with free food at Google.

      As a single guy, you should easily be able to afford a 3500/month apartment and bank at least 4k per month in savings.
      Dec 9, 2019
    • Google demno
      Thanks for the detailed analysis. So far I have been investing approximately 6k a month, that is why I was a bit concerned.
      Dec 10, 2019
    • New / Eng kiev123
      Investing before a recession? You're better off enjoying your 20s. YOLO
      Dec 14, 2019
  • Clover Network rr98clover
    If you are single man (assumes you are straight) and making that kind of money, forget SF and move to NYC. The social life and women are far more amazing in NYC. Not to mention there are more women than men in NYC, a heaven for single man.
    Dec 9, 2019 0
  • Intel / R&D dingbat99
    You are 20s and TC 250k. Why you need to stay in core area. Live little bit far. 250k is very good salary to live comfortable with own apartment. You need to learn how to manage expenses.
    Dec 9, 2019 0
  • Amazon rowdyguy
    Is SF that expensive compared to MV and Sunnyvale? I thought they were all in the expensive as fuck range
    Dec 9, 2019 0
  • Intuit booperino
    “Can you afford” is subjective with your various goals.

    However, yes you can afford it. You can look into pac heights, nob hill, mission, soma to start.
    Dec 9, 2019 2
    • Google linke
      OP
      That's a good point. My goal is to save and invest as much of my income that I can. At the same time, I do want to socialize on the weekends and attend various events etc.
      Dec 9, 2019
    • Amazon PIPninja
      Lol you sound like a dork. “Socialize and attend various events” 😂
      Dec 9, 2019
  • Facebook Hodinkee
    If it’s not trolling, this seems easy doable. 2k for shared apt + 4K for entertainments. Plus 2k misc. total around 96, or 200k annually.
    Dec 9, 2019 0
  • Microsoft hairyballs
    Can’t you just Uber every weekend to sf?
    Dec 9, 2019 2
    • Google linke
      OP
      I feel for me there is more inertia in heading to SF on both Saturday and Sunday. What do you think are the pros and cons of ubering vs staying in SF ?
      Dec 9, 2019
    • Microsoft hairyballs
      Maybe start ubering first and see how you like it
      Dec 9, 2019
  • Uber rTjq20
    Get closer to Palo Alto and the Stanford campus. SF is boring. Don't give up the ability you might have to explore the wider Bay Area by cornering yourself over there.
    Dec 9, 2019 1
    • Google demno
      That's interesting. What are some fun things in Palo Alto ?
      Dec 10, 2019

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