Curious if folks are 100% invested in the stock market, real estate, etc or keeping a portion as cash, and if so where. For me right now: 30% of assets in cash, mostly big bank money markets, some in Ally, looking at Marcus
20pct in vangaurd bond etf. About 3 years income
Vast majority in cash, hoping for a crash
36k in cash and 43k in 401k. About 150k in unvested stock.
20% cash. Chance of a crash are high, but if it drops it'll eventually recover, while if it rallies and I'm out, I'll never catch up.
Percent means nothing. Talk actual values. I am sitting on 500k cash but putting down on house soon. For now cd with Marcus
How much money total do you have?