Certified pre owned or used car from dealer - looking for a basic reliable car
Please vote. Also any tips for negotiating with dealers? Which bank or credit union offers 0% financing?
Check out Carvana or Vroom.
You may find a better deal with used, while CPO are assumingly less risky (in technical terms, they're both used). Do your research online and narrow down to make/model you want. Research prices of that model in your city and know what to expect. Find a few options online and go visit the car in person if possible to get a feel for it. Once you have your winner, an excellent idea is to hire a mechanic to give you a status report on the car. This will cost you yes, but you're better off knowing what to expect from the car rather than going in blind (no pun intended). Unless you are paying cash, don't negotiable the price of the car, but instead, the bottom line or the "out of the door" price with all fees and crap they add, then think if it makes sense to you. Be prepared to walk out of the deal if you are not confident.
Sorry I don't get your point on "unless you pay in cash don't negotiate". Why not?
Cash doesn’t always get you the best deal. Sometimes with certain financing they rely on the interest to make up for lost profit from the initial price, particularly for new cars. You can pay off these loans whenever you want though (which actually screws over the dealership if you pay off very early).
Any experience with shift.com?
Carvana has the broadest selection
If you care about appearance/badge only and don’t want to deal with hassle of upkeep: (prob german) Lease if you can afford CPO if you want to keep for longer If you want a performance car: German: Lease lease lease only maybe CPO merc but not a BMW American: buy used, no CPO usually cheap to maintain If you don’t care much for cars and want a reliable ol beauty Grab a Corolla/civic and just give’er bud If you want Electric: I’m too broke to afford one so no comments
Need a lot more detail on what brand/ type car you have in mind with regards to warranties or negotiating. And banks/credit unions are in business of lending to make money. You'll never find 0% there. Only on new cars that they need to move fast, can you sometimes find 0% or 0.9% apr. Google search is your friend.
Basic reliable car considering am not a car enthusiast
Bay area credit union go around 3~5% Used and CPO are under same for auto loans. CPO for a good German car
Buy used car from craigslist, private party. Check vehicle history report and get it inspected by a mechanic before you buy.
Just look for a used car and take it to your mechanic to make sure that there's no make major issues with it. You'll be fine for at least a few years don't worry about it and you save a ton of money.
CPO is scam.
So just buy a used car and it get it inspected?
Yes, get inspected. You can also have the seller put down a really low value on the pink slip so that your taxes are less.
You mean Certified Pre Owned? Depends on the car. If it’s a German, I’d suggest CPO.
Oops, yes. Why only for German cars?
Japanese cars are relatively more reliable