Deloitte is offering 25 % match on 6% of salary contribution to 401k. how the vanguard fund s have performed over last 5 years. anyone saw their money going up by 10%. which fund to choose
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Isn't it basically free money?
Yup. It's free money. Take it.
it's free money but the employer contributions take three years to vest
3 years to vest 100%? PwC is 5 years for 100% vesting
How much does PwC give?
we do have an extra thing called wealth builder only firm contributes in addition but 5 yrs to vest 100% on that too
can I make lumpaump one time contribution to 401k along with per pay cheque, van guard said there are not aware of such practice
yeah like others said...it's free money. try getting 25% return anywhere else.
Unless your 401k performs 25 percent worse then the money in a similar IRA you absolutely need to invest at least the 6%. Your getting an immediate 25% roi plus any compounded gains.