HousingDec 5, 2019
Applehsiwkpq

Does it look good?

hey, folks! getting a new house in Austin, TX and currenlty shopping for mortgage. My criteria is: house price: 477k down payment: 20% loan type: conventinal 30 years credit score: 800+ reaults: lender 1: 3.5% lender 2: 3.625% with 10k closing cost paid off lender 3: 3.7% with all closing cost paid off what do y’ll think?

Poll
47 Participants
Select only one answer
Add a comment
Nordson gotcoffee Dec 5, 2019

What’s your household income?

Apple hsiwkpq OP Dec 5, 2019

300k combined

Amazon rice_eater Dec 5, 2019

Nice

New
ash_ketch Dec 5, 2019

Why is this a poll? 3.5% less than 3.625 and 3.8% and over 30 years that 10k off doesnt cover .3% increase in interest lol

Nordson gotcoffee Dec 5, 2019

I think OP wants to know if 3.5% is bad

New
ash_ketch Dec 5, 2019

Its about average for a conventional loan right now.

Cisco BlissFull Dec 5, 2019

Get a 5/7 yr arm. And after 5/7 years get a 15 yr fixed and kill it sooner than slaving for extra 10/8 years!

New
lHpK84 Dec 5, 2019

Call BNC national bank. Best rates I've seen

Apple hsiwkpq OP Dec 5, 2019

Thanks. Will do!

VMware tyxS31 Dec 5, 2019

If your household income is 300k go for 15 years fixed