People putting their money into funds that track the S&P500 or similar have no clue what they are doing. Nobody should put all of their money into the S&P500. A portfolio of 70% MSCI World + 30% MSCI Emerging Markets beats everything. [Edit]: People asking for an explanation won’t get one from me (not for free). Go check the data and think for yourself. If you want advice DM me and I’ll provide time/explanations for a reasonable fee #investments
I’m saying that some indexes are better than others, and specifically I’m saying that a combination of the two indexes I mention beat all others. The S&P500 is not bad at all, but it’s absolute NOT what most people should put their money into
Over what time period? The emerging markets have started performing only now.
The S&P 500 will be the dominant index (and the US will be the dominant market) for a while. US is nimble and reselient
You realize that the two indexes I mention are aligned with what you say? You get all the benefits of the US while it does well, and once it stops being dominant you are still fine. The same is not true when investing into the S&P500
Op = idiot
By what metric can you say that it ‘beats everything’?
Put it all in Bitcoin. Right? 🤥🤥
No. I mentioned the two indexes that people should put their money into instead. Nobody should put all their money into the S&P500
Attend the doc writing training at amazon.
Will do :)
You need to crisp it up a bit
Clickbait, had hope reading the title, then it quickly went downhill on the actual content
It’s a simple portfolio that is far superior to the S&P500. What more do you want lol
Far superior? By what metrics?
S&P has outperformed MSCI pretty handily this past decade, and they are about even since 1970 thanks to Japan in the 70s and 80s. Unless you see another swing to world stocks, the S&P is where I would want my money.
Check the data again. The portfolio I mention beats the S&P500, it has all the benefits of the S&P500 without the downsides (going yolo all in on the US)
If the US is outperforming the global market as it has for the past decade, your strategy will lag a portfolio purely in the S&P.
A couple of people asked OP why his suggestion is superior and based on what metrics. OP’s answer has been: “dude, trust me!” End of story
Read the post again
Bad advice. S&P500 is totally fine, and will actually outperform world + emerging markets in the near and medium term. It’s only in the very long term (10 years +) that emerging markets and small caps outperform heavyweights like S&P
You realize that emerging markets are only 30% of the portfolio and that it includes China which is expected to surpass the US economy in the near future? All the good parts of the S&P500 are in the 70% MSCI World part of the portfolio. The portfolio is for passive investors, it’s not supposed to outperform the S&P500 in the next few years (although it might do that).
I’m not saying MSCI world is bad I’m saying your assertion that people who invest in S&P don’t know what they’re doing is brain dead
I know that I have no clue what to do, so I put my money in S&P 500.
I wrote this post for people like you (and me). We should put our money in the two indexes I mention and NOT the S&P500
Lool, if you think guaranteed performance is a thing (and you clearly do) then investing is not for you