i see the 15 year fixed rate is very low. although it changes a lot these days, if i can lock in the low rate, is there anything i should worry about?
Loan: i re-financed a year ago with 400K principal at 3.125% for 15 yr fixed (it was 30 yrs 3.75% before). i asked same lender, the rate is 2.75% with no closing cost.
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I have looked at BofA, Wellfargo, chase, and starone credit union
For anyone who has gotten a refi under 3% for 15 yr. can you share details of which bank/branch and your approx loan amount for comparison
Thanks
I plugged into a refi calc refinancing a $1m loan with $3k sunk costs from 3% to 2.75%... it decreases the monthly payment but you lose like $250. Not a perfect analysis bc ignores time value of money, but food for thought.
i used it twice already. also recommended it to my friends. they close things fast.
not sure if it's ok to post the link here. DM me please