First Time home Buyer - Minimum Down?

Microsoft / Data
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From a First time home buyers perspective, ( in US on H1B visa)
Looking to buy in Atlanta area.

What’s the minimum down we need to put?
I have read in some places it’s 20%
And some places say 3%.
What’s the difference in both approaches?
Any other things, we can take advantage of as a First time home buyer?

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