For those in earthquake zone, do you get home earthquake insurance?

Workday
thyrku

Go to company page Workday

thyrku
Jul 1, 2019 13 Comments

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 TOP 13 Comments
  • Uber / Eng
    itsdara

    Go to company page Uber Eng

     itsdara
    The deductible makes it worthless
    Jul 1, 2019 2
  • No, never buy earthquake insurance it is a joke/scam. If you buy it however because you think you will survive and earthquake but your house won't and it will somehow payout please dm me for a great deal on alien invasion insurance.
    Jul 1, 2019 1
  • Valassis / Mgmt
    GNu002

    Go to company page Valassis Mgmt

    PRE
    Microsoft
     GNu002
    Not quite the same but I carry flood insurance even though I don't live in a flood plain. It's cheap to carry and flooding is not. 3 houses in my neighborhood (1% of total) flooded last year during hurricane season. That's enough for me to pick up the policy.
    Jul 1, 2019 2
    • Tableau
      krxi15

      Go to company page Tableau

      krxi15
      How do you not live in a flood plain and still have 3 neighbors flooded 🙄
      Jul 2, 2019
    • Valassis / Mgmt
      GNu002

      Go to company page Valassis Mgmt

      PRE
      Microsoft
       GNu002
      Once the water hits the ground your homeowners policy doesn't help you.

      Roof is damaged in a storm and it rains in the house? Golden.

      Pipe bursts and your kitchen is flooded? They got you.

      Neighbor puts in a retaining wall that changes drainage patterns causing the 12 inches of rain that fall over 5 hours during a hurricane to pool in your yard and eventually enter your house destroying everything on the first floor? You're on your own, buddy.

      Our homes are built on 4" slabs. Our soil is clay. It doesn't take much rain for there to be a real risk of water damage despite not being in a federal flood zone or flood plain.

      Rule of thumb: your homeowners policy only protects you from falling water, not rising water
      Jul 2, 2019
  • Workday
    thyrku

    Go to company page Workday

    thyrku
    OP
    May i ask where so you get this number from
    Jul 2, 2019 0
  • Xilinx
    LKLA78

    Go to company page Xilinx

    LKLA78
    I'm in the bay area and the math didn't seem to make it worth it so I cancelled it.
    Jul 1, 2019 0