Home mortgage refinance

Cisco
JVLw47

Go to company page Cisco

JVLw47
Nov 17, 2019 6 Comments

Hi, im refinancing with PNC bank.

A bit paranoid coz its a not a big name, atleast I haven’t heard of it. Also, every time I share some attachment (docs) with them over gmail, gmail issues a warning (not sure if it’s a red flag).

These guys ask way too many docs particularly related to my HOA compared to what my current lender did while filing the loan.

They want my HOA to fill out the lender questionnaire, is it normal?

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TOP 6 Comments
  • You should only be scared when someone owes you money and not the other way round. If they will pay your earlier mortgage then its all good.
    Nov 17, 2019 0
  • There are different types of criteria that you can be qualified under. Lenders that immediately sell your loan are the easiest, they just follow Freddie/Fannie guidelines. House made loans that will be held by the bank generally have lots of extra bullshit. It's annoying, but it's often the price of the best loan.
    Nov 19, 2019 0
  • Yes PNC only has 55k employees and is worth only 60 billion dollars, basically a back alley bank...
    Nov 17, 2019 0
  • Amazon
    pDCL76

    Go to company page Amazon

    pDCL76
    Pnc is a reputed bank especially in East coast....if you ask them a secure link, they send you a secure email to share docs...don't share via plain email
    Nov 17, 2019 0
  • Amazon
    PIPeroosky

    Go to company page Amazon

    PIPeroosky
    I just refinanced. They ask hella questions compared to the initial note. If you’re not digging their service get a broker and find someone else. GL my dude.
    Nov 17, 2019 0