Which is the best lender for first time home buying ? I do not want any pre payment charges for my loan.

Walmart / Other
dks1922

Go to company page Walmart Other

dks1922
May 5, 2021 5 Comments

I am planning to re-sell this home in like 5 years. Any recommendations for a good lender here.
I heard BAC is good and hsbc I found decent.
Any suggestions ?

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TOP 5 Comments
  • Google
    oucoucoyx

    Go to company page Google

    oucoucoyx
    I just found the cheapest rate I could from internet searching and then bought as many points as possible. Your mortgage is going to get immediately sold to Freddie Mac anyway, who cares who services it?
    May 5, 2021 1
    • Walmart / Other
      dks1922

      Go to company page Walmart Other

      dks1922
      OP
      Thanks for the explanation. Also wanted to check if I can include all points in itemized deductions at tax ? What is the max cap?
      May 5, 2021
  • New
    WLYJ46

    New

    WLYJ46
    What do you consider a pre payment charge?

    Origination fee?
    May 5, 2021 2