Given market is at its peak worth asking these important questions How do you manage your 401k? What do you invest your savings in besides 401k? If the market were to tank 50%, what would you do? What % of your savings is cash? Do you have a trust and or financial advisor? I self manage my 401k - combination of target funds and other MFs like Vanguard Intl, Medium cap, S&P 500 etc. 10% cash. Curently invested in Stocks and holding some (20% of total savings) cash for rainy days. If market tanks will sit tight. Definitely buy, not sell. No trust or fin advisor yet.
401k is all in REITs. Everything else is “moderate aggressive” in Vanguard funds. If market tanks 50%, I’ll cheer and keep on buying.
What REITs? Are you comfortable with putting everything in reit? Granted rest of it is well diversified so shouldn’t matter
Are the REITs under Vanguard?
No money - no problems
holding cash in high yield savings and waiting, not touching 401k.
What are examples of high yield savings?
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What do you invest your savings in besides 401k? Money Market account for short term savings (buying a big purchase like a house) If the market tanked what would I do? Keep buying... What percent of your savings is cash? Retirement savings is 90% stock etfs. No advisor Similar type of investments: target funds and etfs. VTI seems to perform better than S&P 500 etfs btw.
Any specific etf?