How is your 401k doing this year?
What is your year-to-date return? What is your investment mix? I start: year to date return: 1.68% mix: target retirement fund with 90% on stocks and 10% on bonds.
9.66% YTD - 85% vanguard s&p 500 15% fidelity growth ... much better than my individual trading account.
17.8%
2.6% YTD, have fidelity with default 2055 target date fund. Next to decide if I should pick new fund options, very few fund options in my current 401k though.
That’s an awful return for a fund that should be almost all equities. To make things worse you’re probably paying 50 BP to 100 BP in fees. Just sell and place your money in a s and p 500 index fund.
It’s probably because it has international equity exposure which is down for the year. But yes do check the fees and avoid high fee target date funds.
16.35% YTD, 28.99% YoY, mix of funds.
11.34% YTD this year. 20.85% for 2017. All Vanguard funds.
Which vanguard fund?
VIIX, VIGIX, VSIIX, VSGIX, VG retirement 2040. Did a mix of these and changed allocations twice in last 2 years.
30% I’m an idiot and put a bulk of it in SQ, the rest in mutual funds
My 401k doesn’t have international funds so it has done roughly 8-10% for the year. But I have international funds in my IRA to compensate and those are down 5% for the year. So if you have a target fund that likely contains both, the YTD return seems pretty standard. People with higher returns are taking on varying levels of risk, such as no international exposure, or concentrated risk in certain sectors (tech), specific plays, etc.
Yep. This is my understanding as well
9%
8% Edit: took a guess earlier. Calculated at 11.8%. Over 33% since the start of 2017, which is crazy given GDP has been running at 2.5% until very recently. Downturn will start next year, not because of bad economy but because it’s overvalued and will revert to the mean. Holding cash in anticipation