Newkbron

How often I need to use credit card to keep account open?

Wondering how often I need to do transactions with my chase credit card to avoid that the bank closes it due to lack of activity? I do not use much the card but do not want to close the account as it as would hit my credit score.

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Splunk koolaidd Feb 12, 2020

I've never seen this happen and I have over 10 credit cards (I only use about 3 of them)

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kbron OP Feb 12, 2020

I have seen it twice, the first time with Barclays a year ago and today I got mail from chase

Splunk koolaidd Feb 12, 2020

Can you elaborate how infrequently you use them?

Palo Alto Networks onhb57 Feb 12, 2020

Chase does close it if you don't use it and artificially set it to a low credit limit, and it is a legacy card that no longer exists. Don't have more specific details. Goodluck. On they other hand wells Fargo didn't care

Finale Inventory huHG50 Feb 12, 2020

I haven't used my credit card from a credit Union in years and they've left it open. Probably just depends on the bank.