If you are a cell in a human body, do you want to live in Body 1 or Body 2?
Let's say if you are a cell, and you can choose one body to live in:
Body 1: you work for the body, and if you have any health issue, the body will try to save you the best it can. It will try its best and of course won't charge you. If the body cannot, then too bad, but it has tried its best.
Body 2: it will charge you all that it can. The body will ask, "what is in it for me? Why do I have to do that?". There is a way you "pay" every day, like an insurance so that the body can look at all the rules as to whether to save you or whether you are "covered" when anything happens. And of course, because what the body charges you at that point, you won't complain because you don't have to pay for it, the body may charge you 3 times or 5 times than needed. And the insurance just increase its monthly fees to go along with it -- the more it gets, the better profits it gets. (that's what the doctor told me. He said "you think the medication $85 is expensive? That's because there is insurance. Without the insurance system, it should be only $20, but with the insurance system, it is $85").
So will you choose to live in Body 1 or Body 2?
I feel:
Body 1 is like Canada or Taiwan.
Body 2 is like the US.
comments
The idea is that among developed countries with comparable average incomes American medical and pharma prices are an outlier. And yes there are places in the world that have cheaper medical prices because they are adjusted for a realistic level in accordance to individual ability to afford it.
But we should be comparing American medical prices to the first type of place, and in this regard they are ridiculously high “as if” USA is subsidizing other countries in this category. I’m saying we should nor compare it to a place where spending 15 dollars on medicine, people may as well end up die due to lack of affordability, since USA is a rich developed country. So yes US medicine and drugs are far better than these poor countries but a travesty among other rich countries.
Your strategy works unless body 2 has no price controls for how much you get charged for your own needs. Or if you make 300k+ TC like us, then what body 2 currently charges becomes irrelevant