I’m a 30 year old uni grad with 0 savings. Need advice
I went to university three times.
1. I got a B.A in Arts first. Realized that it is not going to pay off. Decided to change my life around after that and switch to tech.
2. So at 23, I went back to uni and I got a BSc in Computer Science.
3. Was done at 27, and then started a MSc in computer science as well. While getting my degrees, I was working part time to support myself, because my parents couldn’t help out (and even if they could have, I wouldn’t have asked them, since it is my fault for not going into tech sooner).
Today: I am now 30 and am about to graduate. Not having savings is scary and sucks but I absolutely love being in tech and I know that my job prospects are great. Plus I am in a field that I truly enjoy.
I don’t regret my decisions. Life is not linear for everyone. But I am financially behind everyone else who graduated at a more usual age. I will probably play catch up my whole life. Sometimes it’s hard not to compare or not to get scared about my future.
I would love to receive some advice on how I should best maximize savings moving forward now. Some good strategies? Later using savings to create passive income? Investing? Maybe someone has been in a similar situation? Please share your thoughts and also: Please be kind, thanks!