Bluecross Aetna or KAISER ? WHAT is better ?
Depends on what you need. Minimize out of pocket expenses given your needs.
Coverage wise ?
Aetna is the best for coverage
Blue Cross or Kaiser? Which is better? Who can make the call? Whichever chosen, Tis best to simply, Not get sick at all.
You can still have accident
Be careful what you eat and drink, Don't cross against the light. Some things are unavoidable, though, I admit, you're right.
PPO blue cross. Go where you want, and never get stuck with a doctor you don’t like.
Aetna
Kaiser
Kaiser, I used Aetna and Kaiser in the past. Based on my experience, Kaiser is better. I only need to pay co-pay for doctor visit, medicine and lab, and it is very easy to make doc appointment.
Isn't Kaiser only for California? What happens if u need medical services in other state during holiday or something?
Kaiser has some markets in the east coast too. I typical insurance plan will at least have an out of network benefit. The plan I am on has doctors all over the country. It depends on how narrow your network is.
It's more a question of which carrier has the contract with the hospitals and doctors you want. The way the plan pays really doesn't make a difference. If you c can budget an HSA, a high deductible plan will allow you to pay as little premium as possible and cover your ass once to have tapped out your HSA and hit your deductible. Unless of course you need lots of Dr visits, then by all means, get the Cadillac plan.
Aetna