If you ever filed an Insurance claim in the 5-year window, your premiums will be high. If you happen to file a handful of claims in the 5-year window, some insurance companies will deny offering even the most basic insurance for the client to comply with "the laws and policies". This business has evolved into a low-risk client business where there only premiums and almost negligible claims. Only when you are a victim of this drama you would know it is like trusting your management in your job and when you needed their support they use a legal instrument to manage you out. It is survival of the luckiest.
Absolute true. The sad part is that law maker are not taking any actions against these scammers
Health insurance?
Health, auto, renter, home, travel, anything.
Insurance in USA just helps with emergencies that's it
What else would you expect exactly? If you cost the insurance company money and are higher risk then your premiums will be higher... do your best to never file a claim unless there is injury.
Is this health insurance? Car? If health isn’t it negotiated at the employer level?
Need to declare all insurance companies not for profit and set only x % for administration purposes. Majority of expenses need to spend for customers
I was wondering why this hasn't been done by anyone who has our interests in mind
They’ll try to kick you off once you need it, it’s a complete scam