Investment options

Amazon
EscH72

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EscH72
Dec 13, 2019 8 Comments

TC 188k
Household income TC 380k
Fidelity mutual funds investment- 25k
Cash in savings- 50k
Stocks from employer (espp)- 25k
401k - 60k

We are planning to buy house after 2 years.
We don't want to save money in savings account and would like to where we should invest so that we can use it for down payment for house after 2 years.

Thank you.

comments

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TOP 8 Comments
  • Uber / Eng
    lp909i

    Go to company page Uber Eng

    lp909i
    2 years is not enough to risk 100% of the capital you need to buy your house. The question you always ask yourself when you invest is 'am I ok losing the money' because the market can dip or crash at anytime. There's even fears of a recession happening in 1-2yrs right now because of the record bull run. If you actually need the money to not go down I'd invest in the highest yield and lowest risk fixed income investments you can find.
    Dec 13, 2019 0
  • Amazon / Eng
    Omagade

    Go to company page Amazon Eng

    Omagade
    For how long have you been earning that TC? If it is for a few years already then you are not accumulating as much as you should.

    I would rather look into budgeting better. You're not saving enough with 380k TC. You should already have a lot more aside than 160k. Hell that's what you should at least save every year.
    Dec 13, 2019 1
  • New
    un4givable

    New

    un4givable
    Jeez. My wife needs a raise.
    Dec 13, 2019 0
  • AT&T
    MsdR32

    Go to company page AT&T

    MsdR32
    2 yrs means saving account is best.
    Dec 13, 2019 0
  • SAP
    PXkM70

    Go to company page SAP

    PXkM70
    APPL puts
    Dec 13, 2019 0