Investment options
TC 188k Household income TC 380k Fidelity mutual funds investment- 25k Cash in savings- 50k Stocks from employer (espp)- 25k 401k - 60k We are planning to buy house after 2 years. We don't want to save money in savings account and would like to where we should invest so that we can use it for down payment for house after 2 years. Thank you.
Jeez. My wife needs a raise.
Bitcoin
Where do you live? If it's Bay area, I won't advice to buy a home unless your family net worth hits 1m, which it will in 4-5 years.
APPL puts
For how long have you been earning that TC? If it is for a few years already then you are not accumulating as much as you should. I would rather look into budgeting better. You're not saving enough with 380k TC. You should already have a lot more aside than 160k. Hell that's what you should at least save every year.
Recently started.
2 yrs means saving account is best.
2 years is not enough to risk 100% of the capital you need to buy your house. The question you always ask yourself when you invest is 'am I ok losing the money' because the market can dip or crash at anytime. There's even fears of a recession happening in 1-2yrs right now because of the record bull run. If you actually need the money to not go down I'd invest in the highest yield and lowest risk fixed income investments you can find.