Background check: late payments / delinquencies

New
BdMz27

New

BdMz27
Dec 15, 2021 9 Comments

I am interviewing with a few large Bay Area tech companies for engineering manager roles.

What impact will late payments (90 days) on
unsecured lines of credit have?

(I had near perfect credit up until recently and have a good explanation for the delinquencies. I am also working with the creditors)

With the new income I will be debt free in a year and a half, but am concerned that the delinquencies may impact the job offer.

None of the offers are from banks, financial institutions or government agencies.

No security clearance involved.

Please share your experience if you were in a similar situation.

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 TOP 9 Comments
  • Podium
    ASMa75

    Go to company page Podium

    ASMa75
    Unless you’re applying somewhere that handles money like a financial institution, no one’s going to care. I’ve known people that got hired in FAANG companies that have foreclosures and bankruptcies on their background check. All they want to know is if you’ve been arrested for violent crimes or anything major like fraud. Don’t sweat it.
    Dec 15, 2021 1
    • New
      BdMz27

      New

      BdMz27
      OP
      Thanks!
      Dec 15, 2021
  • New
    BdMz27

    New

    BdMz27
    OP
    Update: OP here. There no issues. No one raised an eyebrow. Only part of credit check was for criminal background and court records at the county levels.

    Rest of the bg checking was for education and experience (which they were thorough about).

    Thanks everyone for your input.
    Dec 16, 2021 2
  • Meta
    freetime_

    Go to company page Meta

    freetime_
    Not even financial institutions care. You are A-Okay
    Dec 15, 2021 1
    • New
      BdMz27

      New

      BdMz27
      OP
      Thanks. I am hoping that is the case as well.
      Dec 15, 2021
  • Tableau
    ehxigns364

    Go to company page Tableau

    ehxigns364
    Can’t you just buy your own background check on yourself and see what shows up if you’re nervous?
    Dec 15, 2021 1
    • New
      BdMz27

      New

      BdMz27
      OP
      Other than the delinquencies I don’t have anything I am worried about.

      A credit report will definitely list these and that’s the cause for concern.
      Dec 15, 2021