Misc.Mar 5, 2018
Starkey YGrd22

Link to actual source of having health coverage the entire rest of the month once one quits

I read in many posts health coverage continues for the rest of the month you ended your employment on. What’s the source for this? Is this a law? Is there any link to whatever is enforcing this? What I’m getting from my employer (HQ’d in MN) is that it coverage ends with employment. But my office is in CA and that’s where I work. Just saying in case it makes a difference. Thanks in advance!

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UHtz31 Mar 5, 2018

+1

Amazon peccasaur Mar 5, 2018

I was under the impression that this is company specific.

Starkey YGrd22 OP Mar 5, 2018

None of the replies were company specific, though. Is it that way at Amazon?

Amazon Bambizzle Mar 5, 2018

That is what I’ve read in the Amazon docs from HR

Expedia Sioux Mar 5, 2018

Contact your benefits administrator; HR should be able to put you in touch with them if you don't know who they are otherwise. They would be the best source since that aspect is literally their job

Starkey YGrd22 OP Mar 5, 2018

That’s why I came here :) HR gives me the answer that coverage ends the day I stop being an employee. That’s why I was asking if there’s any law in CA that enforces the “rest of the month” thing. If there’s nothing, then I’ll need to go on COBRA, or just endure the 2 weeks I have in between jobs.

Expedia Sioux Mar 5, 2018

I'm saying ask HR for the company that manages your former company's benefits, the benefit administrator. I can damn near guarantee there is an admin EXTERNAL to your company. Note you might still be on that plan longer than you think because of clerical error. If you haven't signed a severance yet, if it's an option (such as to force you into a non disparagment agreement), negotiate for the coverage to continue. You might be at risk of "tax" liability penalty if your coverage ever lapses (re Obamacare)

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DuQvV7 Mar 5, 2018

This is by law. We get to thank Clinton for this one. You have to be kept on 18 months COBRA from your departure date.

Starkey YGrd22 OP Mar 5, 2018

Again, that’s an option, and you have to continue to pay for these. Quite considerable premiums compared to the premium I pay while employed.

Starkey YGrd22 OP Mar 5, 2018

When you say “this is by law” what do you mean? The fact that you’re still covered for the rest of the month? Or the option of having COBRA for 18 months? I never asked about COBRA, just to be clear.