Looking at the current market high, it's scary if everything is going to come crashing down. On that note, How much cash is everyone holding? I have about 150 in passive index while holding 250 in cash. They're no way I have the courage to put any 💰 in the market right now - not trying to time the market nor I care about keeping only a percentage in cash given market conditions 401k is separate which is all passive What is everyone thinking and doing. Intent is to understand and share ideas too
400k in stocks 100k in cash. Feeling nervous and want to liquidate some quickly and invest in real estate
Is it a good time to invest in real estate ?
I think it is especially in Seattle where I am located. Bay area not so sure. I have been monitoring markets for a while. It is catching up. Very little inventory available now.. As summer approaches rush of buyers and sellers so market will be even more competitive. Also buy a house if you can hold it for 5 years. I am planning to buy a million dollar home with 200k down payment
If your that nervous, simply invest in short term bonds to wait for a correction. But with most corrections, its usually just an opportunity to buy. Personally i invest 25 percent snd use most to pay down debt. Because i know that is what kills. Stocks will eventually go back up. Debts just go higher.
+1. I would also suggest to keep at least 20% cash. Markets always go back up eventually. When everyone is nervous and markets hit rock bottom.. Go all in.
300 in cash. 1 mil in stock 😱 we're not putting any more in
Get concerned if you see GDP retraction from a quarter to quarter. I swear you all nervous nancies dont even know what the formal definition of a recession is.
What's with the tone? Feel free to share your definition to educate all
It's just The definition. The textbook one. The one the fed uses. 2 quarters of GDP retraction = a recession. I'm just shocked how many people here who are supposedly brilliant dont know what a recession is.
Market is gonna run.... Recession delayed by a couple years at least right now Trumps getting business done!
tldr; you are not trying to time the market, but you are holding $250k in cash for market timing
300k in stock market. 100+ in cash. 1 million in real estate.
Bay Area or out of state? If so where?
The 30 years mortage house doesn't count, buddy.