Diversify Microsoft RSUs

Jul 10, 2021 18 Comments

I sold Microsoft RSUs and have 400k in cash. May buy a home next year but not fully certain. What should be my investment strategy?

TC 250k YOE 6

#personalfinance #investments

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TOP 18 Comments
  • Amazon
    MPAx74

    Go to company page Amazon

    MPAx74
    There's not much difference between SPY and VOO. Did you mean VTI?
    Jul 10, 2021 1
  • Amazon
    14LPs

    Go to company page Amazon

    14LPs
    Online savings account with some interest rate
    Jul 10, 2021 1
  • Investment Bank
    Glinda

    Investment Bank

    PRE
    HP
    Glinda
    If you are within a year of buying a home and are using the $400K as your down payment, hold the cash.
    Jul 10, 2021 4
    • Agree with Oracle
      Jul 10, 2021
    • Investment Bank
      Glinda

      Investment Bank

      PRE
      HP
      Glinda
      OP, yes VOO is less risk than other options; just be sure and take into account how much you need for downpayment.
      Jul 10, 2021
  • Oracle
    EtFp81

    Go to company page Oracle

    EtFp81
    No one else can tell you what to do.

    If you are someone with high risk appetite - Ride the tech wave, pay cap gains and go back in tech stocks. Again here go with one or go with a bunch of stocks depending on what you feel best.

    If you are someone with low risk appetite- Keep your cash in 2 high yield saving account of 200k each which are FICD insured.

    How the a particular stock or the stock market is going to do in the next year is just going to be a roll of dice.

    For me, I sold my 500k worth of MSFT from 2014 to 2020 with no regrets. I still have about that much left.

    Good luck on whatever you decide
    Jul 10, 2021 0
  • LinkedIn
    stonkπŸ“ˆπŸ“ˆπŸ“ˆ

    Go to company page LinkedIn

    stonkπŸ“ˆπŸ“ˆπŸ“ˆ
    Cash secured puts
    Jul 10, 2021 0