Med Insurance for parents in India

Amazon
pipdpiper

Go to company page Amazon

pipdpiper
Jan 12 18 Comments

Looking for suggestions on insurance policy for my parents. They are 50ish and have some pre-existing conditions.
Which medical insurance is good for them in India?

Tc: 220K

#insurance #medical

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  • Amazon
    _mighty

    Go to company page Amazon

    _mighty
    Visit any government bank, they provide group health insurance. Premiums are cheap as well.
    I have my parent insurance through PNC but one private through MaxBuppa.
    I have used the bank policy ( through oriental) twice at Medanta.
    Jan 12 3
    • what is the usual limit of such policies and do they consider pre existing conditions
      Jan 12
    • Amazon
      _mighty

      Go to company page Amazon

      _mighty
      I think max is 10 lac, i think preexisting is covered after 3-4 years. Check with them.

      @AppDynamic first one was through new india insurance and used for my fathers bypass without problems.
      Maxbuppa i purchased it recently separate from bank and have not used it.
      Jan 12
  • Stryker
    zebra54

    Go to company page Stryker

    zebra54
    I got Maxbupa, now Niva. I pay 65K annually for the Medical. But the moment you mention any pre condition then things will get difficult to issue the policy.
    Jan 12 3
  • Amazon
    _mighty

    Go to company page Amazon

    _mighty
    Preexisting like a heart
    Condition will make it difficult
    Jan 12 0
  • Generally these things should have been dome earlier. Now the cost would be too high. But i would suggest to talk to someone in india rather than golks staying in US which most on this forum are
    Jan 12 0
  • See if Amazon India has tie up with any insurance provider, generally they do, the one's with tie up usually gives waiver on existing conditions. Go for 7 fig. yearly coverage for each of them.
    Jan 12 0