Anyone have mortgage lender leads for jumbo loan financing while on F1 OPT? Obligatory - TC 215k #mortgage #housing #seattle
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OP, wow you are quick to enter the race and a risk taker. Usually, immigrants wait to get their green card before doing something as significant as buying a house with a million dollar plus jumbo mortgage. Aren’t you concerned that your legal status in the US is at the mercy of your employer, when taking on such a large debt obligation? And double wow - congratulations on achieving such a high TC of 215k, even as a fresh college grad (which I assume since you are still on F1 OPT). Many of us don’t reach such high TC even after 15-20 years of work!
Hey Merck! Thanks, but actually it's my wife who's on F1 visa here, while the TC posted is mine - 4 yoe. Since we're at a stage to start looking at investing, and are really happy with our employers, this thought of home buying crossed our minds. Still trying to get an understanding of the market, and might need to use both our incomes just to be able to afford a decent home in our city. The housing market is crazy in Seattle 😅
Good idea to anchor yourselves by purchasing a home. And the earlier you do so, the better it is since homes tend to appreciate faster than income grows
check with FTCU and also WASH FED