Need advice on financial situation. Looking to buy house in next 2-3 years.
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SlowAF
3d
11 Comments
Trying to eventually put a down payment on the house in the Bay Area the next couple years…
Cash: $33k
Crypto: $15k
Roth IRA: $59k
Trad IRA: $28k
- recently got burned in my individual stock portfolio .. sold remaining and holding cash
- am I overleveraged too on my IRAs..? to me
not a big deal since I can withdraw Roth contributions w/o penalty
- now I’m aggressively saving cash for down payment .. thought about saving in an index fund but a little riskier…
- I feel like I should be saving more but I been enjoying life the last couple years lol
Open to any feedback on where to store my savings: cash, index funds
TC: 150k
#investments #personalfinance
comments
so you need to save atleast 70k per year (without touching ur IRAs)
plus, you should also think about increasing your TC.. I was in same boat as you 2-3 years ago