Planning to open new accounts. Factors I care about(: * Being able to get money out sooner because this country isn't going to keep me forever * I like to distribute between auto investments and hands on * Should let me start the 5 year Roth clock in 2019 * Low fees * Already have 12 money related accounts (credit cards/401k/HSA/multiple banks). Prefer a one stop shop if it isn't too expensive #roth #ira #stock #etf #h1b #retirement #stock
Fidelity is good. But tbh a robo adviser isnt as and good as a vanguard mutual fund and pricier in cases
+1 for vanguard
Don’t need a robot advisor due to cost and the lack of ability to use tax loss harvesting
Wealthfront offers Tax loss harvesting
Sorry, to clarify I meant that feature isn’t useful for retirement accounts (specifically Roth IRAs)
Merrill Lynch for the simple fact that the credit cards attached to a free BofA account gives me 5.25% in categories and 2.625% on everything (auto deposited after $25 cb) Plus I got a $900 bonus to open the ML account....and free trades. Trading is fast and have already made good money on my SPY. Customer Service has been absolutely great to boot. ...btw, I have trading accounts experience with most all of these entities. Unless you're a trader, all these do the job adequately. But some give bonuses and advantages BEYOND just the acct....like Merrill Edge. https://www.merrilledge.com/offers/900offer
Wait so you just need to have a BoA account and you get those rates? Is there a minimum balance?
Yes. You can open a free (with 1.5k minimum balance) checking account and have it as a side account. Then you invest the proper amount to get a tier. Since everyone here has high TC, it shouldn't be a problem qualifying for the Platinum Tier. 👍
Comment if I am missing something