Paying NO taxes with capital gain income!

Twitch
Fhy34sdfge

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Fhy34sdfge
May 21, 2018 6 Comments

According to the IRS if you are in the 15% (or below) tax bracket, any long capital gain you get during the year is taxed at 0%

Let’s say the limit for filling as one single person is 40K to simply (is a bit less)

Questions:
- what is max amount of capital gain you can generate to pay no tax? Is it 40K?
- if you get 10K of income through a rental property, does this mean you can only sold 10K less of capital gain to still pay 0% tax on them?
- what happened if you generate 41K of income that year? Does all of your capital gain get tax or just the 1K above 40K?

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TOP 6 Comments
  • Amazon
    Flynn

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    Flynn
    1. Yes, 2. Yes, 3. All of it.
    May 21, 2018 1
  • Twitch
    Fhy34sdfge

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    Fhy34sdfge
    OP
    Thanks! This helps.

    Follow up question, which is more a general tax question.

    I generate 50K of income through a rental property that I can lower through let’s say 40K of deduction and then generate 30K of capital gain for a total taxable income of 50-40+30=40. Assuming 40K is the threshold to qualify to get 0% tax on capital gain (for sake of simplicity), will my capital gain still be tax at 0%? Or because I general 50K of income, will it be taxed higher?
    May 22, 2018 2
    • Twitch
      Fhy34sdfge

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      Fhy34sdfge
      OP
      Thanks guys but I don’t think this answer my question which was can I still get 0 taxes on long term capital gain if I offset 50K of rental income with 40K of deduction (mortgage interest + asset depreciation + potential repairs if this qualify)? As per the initial set of answers, if I end up above the limit after which I pay 0 tax on long term capital gain, all these long term capital gain will get taxed. Does my question make sense?
      May 23, 2018
    • Twitch
      Fhy34sdfge

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      Fhy34sdfge
      OP
      Happy Friday! Bringing this post up to get answer on my last question :-)
      May 25, 2018
  • Glooko / Other
    localgrown

    Go to company page Glooko Other

    PRE
    Stanford Health Care
    localgrown
    Does the 40k become 58k if you have a 401(K)?
    May 22, 2018 0