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[India] What's your NW, age and Total YOE
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- What is your factual take home pay after taxes, 401 contributions, and ESPP? - How do you break out your take home pay for rent, food, etc?
I don't think this will be useful to anyone but here it is . 19 yo still living with family. This was my this months income and expenses. Number is in AUD. Income: $11.5k Driving lessons: $520 Uber Eats: $500 Uber: $300 Cash gift to older sister: $300 Internet: $100 Barber: $40 Phone recharge: $15 Savings: $9745 Edit: Ops my bad. The income after taxes comes out to be 9.5k. Please adjust accordingly. I miscalculated because I was given some reimbursement this month.
11,600 after taxes, 401k, health, etc between wife and myself. 3500 mortgage and taxes 1300 childcare 200 gas+electricity avg ~3500 credit card bills (includes grocery, purchases, phone/tv, etc) So about 3000 saved monthly. Should increase to 7000 a month once mortgage is paid off (34 more payments) and the almost 2 year old is out of daycare (3.5 more years)
How 1300 childcare? Lowest I’ve seen is 2500
2500? Where do you live? That 1325 childcare used to be 1150 when my 6 year old used to be 1. (NJ)
Take home after 401k , ESPP etc : 6400$ Rent : 2700 Food : 500 Car + fuel : 700 Other necessities : 200 Entertainment : 100 Rest goes into stocks..
Sad
What country is that? Interesting mortgage set up
Mortgage: 1.6k Utilities: 300 Food: 300 Car: 50 Prime, Netflix, Spotify, etc: 50 Rest goes into stocks TC 520
Wow, how you are able to spend only 300 in food
Ah finally someone with the low savings and anti life inflation mentality 😎
Take home after taxes,rsu,espp- about $15k. $2100 mortgage $1000 property tax $2000 food,restaurants $500 random impulse buys $1000 gas,clothes,whatever And the rest goes in the E-Trade pile
After tax etc ours is $17K but we are barely saving anything: Mortgage + property tax: $5k Family abroad support: $3.5K Childcare: $2.5K Food: $1.5k Shopping (diapers, soap, other things) $1K Car + insurance: $1K Utilities: $500 Total ~ 15K. If there is out of ordinary item such as, daycare on break, etc., we need to spend even more. Savings is a mere $1-2K after this gigantic expenses
After taxes 22000 Rent:2600 Groceries:1000 Entertainment: 250 Rest goes into VTI, QQQ
Another frugal person :)
Thanks for sharing yall! I appreciate the honesty of sharing challenges of saving from some of you. Lifestyle creep can be tempting but being conscious of where money goes helps
Rent- $3000 Food- $500 Funk pops- $1000
What’s your take home pay after all taxes, 401k and ESPP contributions?