RSU strategy

Jul 12, 2021 17 Comments

Hi - what do you all do once get RSU grants? I understand selling to adjust for tax is standard. What about the rest of it?

#personalfinance #investments

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  • Seyfarth Shaw / Data
    bfyjufih

    Seyfarth Shaw Data

     bfyjufih
    Really depends on the company doesn’t it? Obviously the guy at apple is saying hold, but I bet most startup RSUs are better off sold to at least buy some other more stable assets as long as you have a lot more RSUs
    Jul 12, 2021 1
  • Keep it til you retire. Don’t sell a dime.
    Jul 12, 2021 3
  • Apple
    zPgS14

    Go to company page Apple

    zPgS14
    Treat it like cash. If you had that much amount of cash where would you want to invest.
    Jul 12, 2021 1
  • Apple
    pyram

    Go to company page Apple

    pyram
    HODL!!!. Unless its a medical emergency, don't touch it.
    Jul 12, 2021 0
  • Amazon / Eng
    wawY45

    Go to company page Amazon Eng

    PRE
    Apple
    BIO
    I'm a no-man.
     wawY45
    There's no tax incentive not to SELL ALL RSUs, so might as well sell it all, and then diversity into whatever stocks you prefer (not necessarily index funds).

    It's different for ESPP, though, there it does make a lot of sense to HODL.
    Jul 12, 2021 5
    • Amazon / Eng
      wawY45

      Go to company page Amazon Eng

      PRE
      Apple
      BIO
      I'm a no-man.
       wawY45
      With ESPP the discount you get is a capital gain, so, 100% at the very least hold 1 year before selling. If it's a good company, might as well never sell ESPP.

      I wish Amazon would offer ESPP. Kind of not fair that Jeff gets the special tax treatment option, but mere mortals have to pay full tax on everything.
      Jul 12, 2021
    • New
      GgeD13

      New

      GgeD13
      What do you suggest with non qualified options?
      Aug 27, 2021