Autodeskimpechmode

Refinance Mortgage Hacks

I heard wells fargo will only reduce their rates if you move money over to their wealth management. bank of america and us bank seem to offer better than market rates just by talking. any tips? who is the best lender? TC $340k mortgage $1.5M property $2.1M

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Facebook public2 Dec 22, 2019

It's called a relationship discount and everyone does them. The best lender is the one that offers you the best rate. Start with costco if you aren't sure where. Also 20% down would be 420k so your mortgage would be 1.68 :)

Autodesk impechmode OP Dec 23, 2019

Costco is offering me garbage. I’m getting 3.75% apr with us bank but want to find better.

Facebook public2 Dec 23, 2019

Ok then shop around. Havent refinance in a few weeks not but citi was the best last month and she 3 with relationship discount.

eBay mngTa|&2 Dec 22, 2019

Pretty fat mortgage.. you put 600k down? Which area?

Intel andy_grove Dec 23, 2019

Try quicken / rocket mortgage or local lenders.

Cisco !!cisco!! Dec 23, 2019

If you have good credit overall, Third Financial is pretty low interest. Also are you looking for 30 year fixed ? Or ARM

Juniper JKJ123 Mar 29, 2020

What mortgage rate did you get, OP?

Autodesk charmande Mar 30, 2020

3.125% 10/1 ARM at us bank

Juniper JKJ123 Mar 30, 2020

Thanks for the info.

Juniper JKJ123 Mar 30, 2020

Are you planning to pay off/sell in 10 years?

Autodesk charmande Mar 30, 2020

Ya will probs sell by then