I work in Santa Clara. I have 20% for downpayment. Also 25k emergency fund. Looking for SFH for 900k. Not getting anything in Fremont or Pleasanton. Looking for school rating of 8. I have a kid going to 3rd grade now. There are some town homes. But prefer SFH . Dont want to move far like Livermore or Mountain House. Any suggestions? TC: 190k
I think you may need to increase your budget. School districts come with a price. Is this for high school? If you want to optimize for UC admissions Then your kids will be at an advantage if the go to a school which is relatively worse
Buy once the economy crashes. SFH.
When will that happen ?
No one knows if and when it will happen? Want to avoid paying rent
What does SFH mean?
Increase the budget to 1.1M and you might find some decent ranch style, 1960s+ in Fremont
What's your combined TC?
Sfh or don't buy
Try Evergreen area. You might find something that fit your budget.
Commute will kill you
Op is ready to go upto Pleasanton,so. Evergreen is better.
No offense but 25k emergency fund isn’t that much. That’s one bad health surprise away from zero. Do you have any other form of semi liquid cash like stocks you can sell in the case of the worst? Just playing devil’s advocate here
Town home in Santa Clara
Don’t buy.
Why? Care to explain?