Share your 401k here: What funds, Match %, etc...

Pacific Northwest National Lab rahjh
Aug 24, 2018 11 Comments

I'll start.

401k plan is prob the few good things at my current employer.

We have the entire range of Vanguard funds :)

Also can do mega backdoor Roth.

3.5% match :(

Also have pension but needs 5 yrs to vest. Based on pension formula I've back calculated it's worth only an extra 5% match.

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TOP 11 Comments
  • Dell / Eng sepidpooy
    How many much is your year to date return rate at fidelity?
    Aug 25, 2018 4
    • New Ppx
      5% or 6% iirc, I can check later if that seems wrong
      Aug 25, 2018
    • Dell / Eng sepidpooy
      Wow, mine is less than 2%. Would you mind sharing how you diversity?
      Aug 25, 2018
    • New Ppx
      Yeah the fidelity portal says 6.27% ytd.

      I generally do 60/20/20 large cap/small cap/international split for my stocks, which right now make up about 95% of my investments because I haven't rebalance in a while (my target allocation is 90% stock rn)

      Specifically, 60% FXSIX, 20% FSEVX, 20% FIDKX. There are better funds with better asset splits or lower expense ratios for some of these categories, but I have really limited options
      Aug 25, 2018
    • Dell / Eng sepidpooy
      Thanks. My problem I guess is that I have diversified too much and the fee of different accounts is burning my returns.
      Aug 25, 2018
  • Google QNrQ72
    50% of everything I put in to my 401k is matched. Next year I’m using my bonus to frontload and max my 401k, and Google puts in 9k immediately to match.
    Aug 25, 2018 0
  • Comcast keysersözæ
    6%
    Aug 24, 2018 0
  • Spotify Mukv38
    Good range of Vanguard. No mega backdoor Roth. 3% match.
    Aug 25, 2018 0
  • Tesla / Eng 🐉⛈
    No match, also through Fidelity. The funds are not very good (compared to Vanguard), mostly Fidelity funds, only one Vanguard fund. 🙁
    Aug 25, 2018 0
  • New Ppx
    No match, through fidelity, and maybe a dozen funds besides the target date funds (which I don't use anymore, I do my own asset allocation). It's pretty shit
    Aug 25, 2018 0
  • Intuit syhR02
    6% match of $1.25 for every $1

    Entire range of vanguard funds
    Aug 25, 2018 0

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