Hi everyone, I have $40,000 worth of Microsoft stocks, which I got through RSUs and it constitutes a major chunk of my net worth. MSFT stock is doing very well. Would you suggest me to hold on to my MSFT stocks or sell and diversify my portfolio now? I have them for lesser than a year so would have to pay income taxes on Capital Gains
Keep it! Don't sell. If anything wait another year. The company is very bullish
Keep in. AWS and Azure are about to skyrocket
I have close to 300k in msft. I am still bullish on msft. It's most diversified company in tech industry with very strong fundamental.
Keep them until they at least hit the 1 year mark and you pay long term capital gains.
Let’s say you are single and make $180k with salary and bonus. If you sell 40k of stock, you will pay 15% on this money. If you have to pay short term, you will be taxed as income ($180+40) so you will be taxed at 32-35% depending on adjusted gross income.
Incorrect, you will only be taxed on post vest capital gains
Yes, sell and buy Facebook or Apple stock to diversify. Apple because 5G and new product cycle is ramping up, Facebook because legal overhang is starting to diminish.
Stock* :)
hold till long term cap gains otherwise more money for uncle sam to abuse
Absolutely not, for one we are in a bull market and that is not going anywhere as the economy is sound, trade wars over,the market is an uptrend. And even if that were not the case do not touch those shares, set it and forget, check back in a decade. MSFT is like owning an index stock or ETF the stock is a beast and does not have huge swings. Do not touch that stock.
This is nonsense. Microsoft is nowhere like an index fund. One accounting goof up will put the stock in the penalty box for years. Plus VTSAX yields more than MSFT by quite a bit. And there is always the political risk that one of the left wing candidates gets elected this year.
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The question you should ask yourself is: if you had 40k right now, would you buy MSFT stock with it? If not, why would you keep it? By not selling it that’s the decision you’re making. Since your salary and invested stock is in MSFT you have enough riding on MSFT at the moment. My perspective anyways. Disclaimer: I’m not a financial advisor, just my thoughts on the situation you find yourself in
Not exactly the same thing as selling the stock would incur tax payments, potentially at a high bracket. I would say hold and diversify by buying index funds from your base if you can.
This. I held for a long time, and now gave so much profit that I don't want to sell because of tax implications. Any new stock I get as of last summer I do sell.