Spend 22K/month in Seattle. Is that crazy?

Oracle
qouytbhllo

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qouytbhllo
Sep 5, 2021 475 Comments

Married, 2 kids and a dog. We spend ~22K/month.

Mortgage: $6200
Utlities: $500
Kids (Private School): $4500
Groceries: $2000
Nanny: $1800
Cleaning: $300 ($150 every 2 weeks)
Entertainment: $1000
Eating out: $750
Kids Activities: $750
2 cars: $1000
Vacation: ~1000/month (about 12K/year).
Insurances/Cellphone/Gym: $500
Misc credit card expense: $1200

Wife seems to think it's too high but it doesn't sound too crazy to me.

Combined TC: 550K.

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 TOP 475 Comments
  • 2000 bucks for groceries.. what are u eating, gold?
    Sep 5, 2021 16
  • Citadel
    pizza roll

    Go to company page Citadel

    pizza roll
    Honestly sending kids to private school is bad for their social development unless the public schools are like literally unsafe
    Sep 5, 2021 12
    • BetterManager
      🌎🧑‍🚀🔫👨‍🚀 AHB

      BetterManager

      🌎🧑‍🚀🔫👨‍🚀 AHB
      Highly dependent on where you live. Even the "best" public schools in some areas are no better than dropping kids off at daycare.
      Sep 6, 2021
    • Cruise
      zqzxa31

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      zqzxa31
      @AHB i don't know about this. Sure public schools in general are not great, went to one with gang fights outside everyday in one of the poorest states. We still had AP classes just fine.
      Sep 6, 2021
  • Chime
    1.048596

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    1.048596
    $2000 on groceries? Wtf?
    Sep 5, 2021 6
  • Apple
    x34ia

    Go to company page Apple

    x34ia
    Holy shit.

    Let's consider the fact that government and pre tax deductions take away half your income.

    You are basically paying your entire post-tax income to all this shit. Private school? Really?

    1000 on entertainment better mean there are some great stripers in there

    2000 for groceries! Are you eating caviar??
    Sep 5, 2021 9
    • Verizon
      Saveursoul

      Go to company page Verizon

      Saveursoul
      I dont think 2k a month is that much. I remember my wife and i spent 1k a month but we didnt go out to eat much. Organics and nongmo crap are indeed pretty costly. But i gotta tell you we got chubby after few months and cut down the cost to about 600-700 a month.
      Sep 8, 2021
    • Agreed, food in Seattle is expensive, esp if you're shopping at a co op.
      Sep 8, 2021
  • Apple
    atomic_ice

    Go to company page Apple

    PRE
    Amazon
     atomic_ice
    I am surprised that people are surprised at these expenses. Must note that mortgage in that list partly includes saving as it builds equity in the home.

    Our combined TC is about 850K and we spend about 30-33K/month in Bay Area without kids (but we support my and wife’s parents’ expenses)

    We love to travel a lot and spend $ on experiences and don’t care if we save anything or not. The money that we enjoy in our 20s/30s is worth more than 10x at 60. At least for us.

    Will we have a mansion, a corvette or a massive passive income in retirement? No way.

    Will we have amazing stories to reminisce at 40s/50s in our mid sized home? Hell yes.
    Sep 5, 2021 15
    • Oracle
      qouytbhllo

      Go to company page Oracle

      qouytbhllo
      OP
      Parents are here in the US. Their medical insurance is very high but doesn't matter to us.
      Sep 6, 2021
    • CACI / Eng
      CACI Pants

      Go to company page CACI Eng

       CACI Pants
      I feel you on the parents thing. My girlfriend's parents worked in factory/warehouse their whole lives and now that we have money to help them travel, their bodies are giving out on them in their mid 50s. It severely limits their options since they can't walk/bike very much.

      Being able to travel in your 20s and 30s is infinitely preferable to traveling at 55+. Even if you work a desk job and maintain some mobility, you won't have the same energy as you did in your 20s.
      Sep 6, 2021