Buying iPhone all cash + prepaid ATT or Monthly Plan for saving money???

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Aug 18, 2021 5 Comments

Couldnt find a 2021 updated post with specific. $ amount. I'm trying to compare if it makes sense to buy 2 iphones + prepaid or MVNO (like Cricket etc) or is it better to buy iPhones from a carrier like ATT/Tmobile (GSM only please).

Requirements/Assumptions:
- Chances for breaking phone screen is very low aka, no need to buy phone insurance
- Privacy concerns: for most carriers who ask for SSN, personal details, one can search phone number online and get name, address, age etc If that is the case, we want to avoid such a carrier/option
- Apple iphones hold their value well and can be sold on craigslist after 2-3 years

Option 1
2 iPhone (ProMax 128GB) at about $1100 each = 2200
Phone service (unlimited everything+ 15GB data per line) for Att prepaid it's $80 pm for 2 lines

Option 2
Att has payment plan over 2 years and average per month cost including phone installment costs $120 per person
Over 2 years, this is 24 x 120 = 2880

Thoughts? comments? Anything I'm missing? #finance #money #iphone #att #personalfinance #discussion

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