I want a primary car which I would want to keep it for 5-6 years (until it's paid off). I am in F1 OPT visa. Just starting my career.
I'd like it to be electric. Just like most techies, heart inches towards tesla model 3. I want to go for SR+ without FSD. But I am also looking at Kona and Leaf plus.
I can't charge at home, but my workplace has superchargers and a lot of ChargePoint zones. My commute is about 2 miles.
I also don't drive much. Will probably be driving around 6-7k miles per year. I bike to work, few times a week. I just need it for occasional travel. I don't do long trips much.
Assuming payments around 750-800$ including insurance is doable, is it okay going with tesla or something less fancy? Is there anything else I need to consider? Should I wait till H1B? Is this a potential financial mistake ( apart from things like financing a depreciating asset etc.)
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Now talking you out of getting it doesn’t really make sense, just because you asked, deep inside you probably already know that you might regret it.
If I was in your shoes, which I was years ago, (still trying to decide which tesla I want, kinda tracking the Y now), i would not get it. I think there is way better use for my money instead of throwing it at a car every month.
Save for a house instead. If you play the game smart enough, in couple years, you’ll be able to afford many of your dream cars, probably pay cash for them, and still have left overs.
Focus on advancing your career now. Good luck