Looking for perspective from people with major health issue in the US (e.x. diabetes, cancer, anything where you might have unexpected hospitalization or sky high drug cost). Myself I have Crohns, currently in Europe where everything is covered, but am thinking of moving to Bay Area to pursue better opportunity.
In your experience, does good insurance (e.x. FANG level) cancel out horror stories seen on forum like Reddit? Such as insurance not recognizing certain procedure or certain drug? Or have you still had risk of debt, bankrupt etc. even with best insurance?
Hope you understand, I am not looking to start argument. US system is just very different than what I am used to and I am little familiar with it. Thank you.
#healthcare #insurance #bayarea
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People on Reddit skew younger and poorer, and act like we all become destitute as soon as we catch the flu.
I know several people with Crohn’s, all of whom are doing fine money-wise.