Starting my first job at a tech start-up in the Bay Area. Base Salary 160k and some stock options. No other benefits. How much should I target savings and how much on investing? Single 29 yrs old. Just finished my Ph.D. #savings #investing #salary
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I’ll be in NYC once I have to relocate so what would you say is a decent per year spend?
I know people who lived with 7 other people to save 10-20k per annum via rent. Because they couldn't focus on work well, they are still making around the same. Whereas other people who chose to live comfortably doubled their incomes within 2 years.
Having said that, you do you. I know people who live very cheap, and are still able to focus on things they wanna get done. But that would require a lot of self motivation and determination
If you can, do 401k up to company match, full 6k in Roth, and repeat